Margaret Kent and her husband, Robert Feinschreiber, are attorneys and counselors that countries, companies, and ordinary people turn to in special situations:

• When the U.S.S.R. sought to untwine itself from Cuba, the U.S.S.R. turned to Margaret and Bob, structuring the termination of $2 billion per year assistance.
• When a woman sought to remove her assets from her husband's clutches overseas, this woman turned to Margaret and Bob, who provided her with the structure that produced results.
• When the IRS Ph.D. economists needed assistance in complex areas, the IRS turned to Margaret and Bob, providing the IRS with helpful suggestions.
• When a Latin client brought a claim against a large business for employment discrimination, the Latin client sought the assistance of Margaret and Bob, who gave the client practical advice.
• When a prenuptial agreement turned onerous, the client turned to Margaret and Bob. Margaret and Bob convinced the client's spouse that their prenuptial agreement was no longer valid.

Margaret Kent has been an attorney for 20 years as a litigator, as international taxation practitioner, and as probate attorney, but having a wealth of diverse responsibilities. She is the author of "How to Marry the Man of Your Choice, published by Warner Books, and is the co-editor of Corporate Business Taxation Monthly. Margaret Kent has been the president of the Key Biscayne Woman's Club since 2000.

Housing & Housing LLC is a construction company incorporated in April 15, 2002. It's main goals are:

• Land development in low income areas.
• Home renovations of affordable housing in Miami-Dade County.
• Home Building
• Counseling to home buyers
• To offer business opportunities to national and foreign investors interested in real estate in the State of Florida

Relay Segway Excursion Center in Key Biscayne is providing innovative transportation with a true sense of individuality, Relay is your only complete source for Neighborhood Electric Vehicles, including the Segway™ Human Transporter, GEM electric cars and electric scooters - all under one roof.

We pride ourselves on offering a variety of high quality products and since our stores are a part of the community, we'll always be there when you need service, maintenance and rentals.

Located at the Sonesta Beach Resort in Key Biscayne, FL, the Relay Excursion Center provides sales and rentals for resort guests as well as residents of the island. The center is open everyday from 9:30am - 6:00pm and offers unique rental excursions allowing visitors to try out the Segway Human Transporter on our special obstacle course or even take off and see the sites of beautiful Key Biscayne on scenic guided tours.

Friday December 5 - Business Card Exchange & The Square's Holiday Party- 5pm to 8pm

The Merchants of the Square and the Key Biscayne Chamber of Commerce invite you to their annual Holiday Party. Santa Claus will arrive at 5:30 pm. All are invited to attend this event which will include refreshments and live music by "Otherwise". Children are invited to bring their letters to Santa to put in a special mailbox to the North Pole.

Saturday December 6th - WINTERFEST EVE Concert On the Village Green - 6pm to 10 pm
The Key Biscayne Concert Series is proud to present The Jesse Jones Jr.Jazz Band on the Village Green. The Taste of the Key will feature the selections from Ad Gustum, Archie's Pizza, Chicken Kitchen, Tango Grill and Vito's. There will be a rock climbing wall, sumo wrestling suits, and rides for a night full of family fun. So bring the family out for an evening of music and good times. Unfortunately, the ice skating rink suffered damage while being transported so in it's place we will have a Toboggan Run which will operate from 3pm to 10pm.

Saturday December 7th - WINTERFEST lighting of the tree on the Village Green - 4pm to 7:30pm
Bring the whole family for the day to enjoy the lighting of the Winterfest tree and to welcome the arrival of Santa on the Village Green. The festivities will include holiday music, games and rides, and a Toboggan Run. Keyes Realty is providing a car from Homestead Motor Speedway and the opportunity to meet Billy the Marlin.

Sunday December 21th - HANUKKAH - MENORAH LIGHTING CEREMONY - 5pm
Join the Jewish Community for the Menorah and Holiday Celebration each night of Hannukkah.

• Friday Dec. 19 at 5pm
• Saturday Dec. 20 at 7pm
• Sunday - Thursday (Dec. 21-25) at 6pm
• Friday Dec. 26 at 5pm.

There will be a special community lighting planned for December 21 on the Village Green. Please arrive at 5pm for music, Hanukkah treats and children's activities. The lighting will take place at 6pm. For details please call 305.365.6744.

Thursday December 11 -- Key Languages Christmas Party & Raffle- 7pm

KEY LANGUAGES: COME CELEBRATE THE JOY OF THE SEASON AND WIN A FREE COURSE - Receive a 10% DISCOUNT when you register for any language course until December 23, 2003 and participate in a raffle drawing at our Christmas Party for a FREE COURSE (50 lessons) in the language of your choice.

Look for our ad in the Islander News or La Isla for the entrance form. Your personal information will be used only to inform you if you are the winner of our FREE COURSE and you could not attend the party.

Thursday December 11 - Patrick's Hairdressing Salon/Spa

Saturday December 13th - WINTERFEST BOAT PARADE - 5:30pm

Inspired by a 40 year Key Biscayne Yacht Club tradition, the Winterfest Boat Parade is bigger and better than ever. Join us as the festively decorated boats make their way through the waterways of Key Biscayne and into No Name Harbor in Bill Baggs Cape Florida State Park. The Boat Parade begins at 5:30 p.m.

For more information call Cape Florida State Park 305-361-8779 or Mike Shanley at the Key Biscayne Yacht Club 305-361-8229

Saturday December 13 - Children's Christmas Party - 1pm to 4pm

Come and have your picture taken with Santa! Write your letter to Santa here at the GrandBay with all your special wishes and drop it in our Rain Deer mailbox. Your letter will be delivered directly to the North Pole. Santa will bring with him:

Bring your family and friends and enjoy a delicious Holiday Buffet Featuring:

$16.95++ per adult and $9.95++ per child.

Reservations required!

Please call (305) 361-2900.
You can help a little child in Central and South America,Asia or Africa by submitting your donation to "Mission 21"during this event at the front desk. Please note that Mission 21 will be purchasing shoes and Medical supplies as well as collection for the foundation of a clinic in Guatemala for children in need with your donation which is fully tax-deductible. Please make your check payable to "Mission 21". Let's lend a helping hand where it's most needed

Sunday December 14 - Christmas on the Key Concert - 7:30 pm

The Key Biscayne Presbyterian Church is excited to announce "Christmas on the Key" Concert. The evening will include classic Christmas songs from the 1940s and 50s, beloved Christmas hymns, and new music composed specifically for "Christmas on the Key". Performing in the concert will be the KBPC Worship Choir under the direction of David Davies and the KBPC Worship Band under the leadership of Carrie Davies, along with special performances from Key Biscayne and Miami musicians. Also featured in the evening's festivities will be a carol-sing, so you and your family will have a chance to join with the musicians in singing some of the most beloved songs of the Christmas season.

Children are welcome and nursery care will be provided free of charge.

December 18, 19, 20 - We're off to see the Slippers! - 10:00 am to 8:00 pm

Celebrity shoe designer Stuart Weitzman has designed the ultimate fantasy shoe - an elegant pair of ruby slippers inspired by Dorothy in the Wizard of Oz. The shoes will be on display at Sabbia Jewelry Store in the Ritz-Carlton, Key Biscayne.

This one-of-a-kind shoe worth 1.25 million dollars is made with 690 round and oval rubies, totaling more than 100 carats from Oscar Heyman & Brothers who traces its origins to the Faberge workshops in Russia at the turn of the century.

When visiting Sabbia, please consider entering a raffle to benefit the Miami Bridge, a residential shelter for runaway youth. For $10 (or 3 for $25) you can enter a raffle to win an Anthony Nak necklace worth $6,700. Nak is currently the darling of the stars with Britney Spears and Jay-Lo sporting his designs. For every $250 raised, 10 pairs of shoes can be given to those in need.

Friday December 19 - Movie Night - 6:30 pm

The Key Biscayne Youth Council will be having a Movie Night at the Key Biscayne Community Church. The movie will be outdoors and will begin at 6:30 p.m. The Youth Council will be selling refreshments.

It will be a Holiday movie appropriate for children and adults of all ages. We invite everyone to join us to celebrate the beginning of the Holiday vacation.

For additional information:

Christmas Eve, Wednesday, December 24th

Purple Dolphin Restaurant 6pm to10:30pm
Celebrate Christmas Eve with us. Our culinary staff will prepare a traditional four-course Christmas menu.
Adults: $45.00 - Children (5-12 years old): $18.00
Live Entertainment: Pianist

Christmas Day, Thursday, December 25th

Ocean Room 11am to 3pm
Deck the halls with this bountiful Christmas Brunch. An array of endless food displays, live entertainment and free flowing champagne will make this a memorable experience.
Adults: $45.00 - Children (5-12 years old): $18.00
Live Entertainment: String Quartet

Purple Dolphin Restaurant 6pm to 10:30pm
Executive Chef Elizabeth Barlow prepares a traditional four-course gourmet menu that is sure to tantalize your palate.
Adults: $45.00 - Children (5-12 years old): $18.00
Live Entertainment: Classical Harpist playing holiday favorites.

GIVE THE GIFT THAT KEEPS ON GIVING (52 weeks a year): Gift subscriptions to The Islander News are available to anywhere in the world. This is the perfect Christmas present for college students, former residents, newcomers or long-time residents who have been buying their edition at the local market. Each gift subscriptions comes with a holiday card. Call Hilary Earl at 305-361-3333, extension 10, for more information.

STOCKING STUFFER: It's never too late to make reservations for the Holidays. There is still availability for Hotels, airlines, cruises, and resorts. Call Jim Eraso Travel 305.365.6424.

For this Christmas, LUXURY BLINDS USA offers the convenience to the local community of selecting from a wide range of window coverings for their home or office without having to leave Key Biscayne. Visit our Showroom or call for a FREE estimate. 30 W. Mashta Drive # 500, Key Biscayne. Tel. 305.361.1990.

Holiday Gift Ideas from the Miami Seaquarium

Swim With The Dolphins Gift Certificates: Purchase before December 24,2003 and receive a FREE 16" plush dolphin. It's the season's biggest gift idea. No batteries required. No assembly needed. And it's the best gift you've ever given! For just $140 our Water and Dolphin Exploration (WADE) Program offers insights into these amazing mammals. Then, it's into the water for an unforgettable nose-to-nose encounter! For more information please call (305) 365-2501.

A memorable gift idea to help the Florida Manatee: Purchase a personalized gift brick to be incorporated into the new Manatee Terrace at Miami Seaquarium®, and a portion of the proceeds will benefit the Manatee Rehabilitation Partnership (MRP). The MRP is a cooperative group of nonprofit, private, state, and federal entities with the goal of monitoring the health and survival of rehabilitated and released manatees. When you purchase a personalized brick, you can inscribe your own name, honor a family member or friend, or commemorate a special day or event. Each brick will become a permanent symbol of your commitment to Florida's manatees at the new Manatee Terrace adjoining the renovated Manatee exhibit and rehabilitation facility at Miami Seaquarium®. For more information you please call 305-361-5705 ext 298 or email: education@msq.cc

THE KEY BISCAYNE WOMEN'S CLUB COOKBOOK is chock full of great Holiday and year-round recipes. You can pick one up at the Key Biscayne Chamber of Commerce for $12. Call 305.361.5207

CHRISTMAS SHOPPING AT THE RITZ-CARLTON KEY BISCAYNE:
THE SIGNATURE SHOP: From now until Christmas, save 50% on select Isabella Fiore handbags, AG Jeans, Isda and Three Dot brands at The Signature Shop. As always, The Signature Shop has year-round gift favorites from fine jewelry to classic fashions for men, women and children. Call 305.365.4555 for more information

THE SPA BOUTIQUE: offers luxurious Ritz-Carlton robes and a full line of signature Spa Fresh bath products as well as many other fine gift ideas for working out and relaxing. The Ritz-Carlton, Key Biscayne also offers gift certificates for that difficult-to-please person on your list! For more information call 305.365.4198

U. S. MARINES TOY FOR TOTS PROGRAM: Coldwell Banker Residential Real Estate, once again, is a national sponsor for the U. S. Marines Toys for Tots program. You can bring some holiday cheer to those less fortunate by donating an unwrapped toy to be distributed to children in Miami-Dade County. Drop off your toy at their office at 328 Crandon Blvd. in the Galeria or call 305.361.5722 and someone from Coldwell Banker will pick it up. Toys need to be collected by Wednesday, December 17th. Happy Holidays!

GIVE TO NEEDY CHILDREN: Avatar Real Estate will have a box to collect unwrapped toys which will go to children living in Trailer Parks in Homestead, etc. This is sponsored by the Kiwanis Club of Key Biscayne. Unwrapped toys can be dropped off at , 260 Crandon Blvd., Suite #12. If additional information is required, please call Marta Lopez-Ona (305) 491-4361 or (305) 361-7750.

FEELING THE HOLIDAY STRESS? Try the Holiday Shopping Stress Reliever. In just a few moments you will feel better!

STILL NOT CURED? THESE FUN FACTS SHOULD DO THE TRICK:

In 2002 30% of the cars sold were SUVs.

The Andy Griffith Show was the first spin-off in TV history. It was spun-off from The Danny Thomas Show.

The city with the most Rolls Royce's per capita is Hong Kong.

In 2001, total meat consumption (red meat, poultry, and fish) amounted to 194 pounds per person, 16 pounds above the level in 1970. Each American consumed an average of 21 pounds less red meat (mostly less beef) than in 1970, 34 pounds more poultry, and 3.4 pounds more fish.

Stevie Wonder endorses all contracts with his fingerprint.