IPG Mortgage, in the mortgage brokerage service business since September of 1998, is pleased to have Pamela Kirkpatrick, past Executive Director of the Key Biscayne Chamber of Commerce, on board as a licensed mortgage broker. IPG's multi-faceted brokers use their resources to find the lending program that best suits the individual needs of each client. The combination of Pamela's vast knowledge of Key Biscayne coupled with IPG's fantastic lending programs is a winner. Lourdes Fernandez, Owner/Broker and her brother Mike del Cueto, Owner/Principle Broker, along with their dedicated staff, look forward to serving the Key Biscayne community by offering the highest standards of integrity, quick turnaround and innovative lending programs to meet the diverse needs of the community.

Key Languages, Inc. is Key Biscayne's source of full service affordable language services. All courses come with evaluation that focus on your level of knowledge within your chosen language. This is especially important for more efficient learning and practical application.

Our "Intensive English Program" gives you the comprehension level to easily converse in the shortest amount of time. We offer specialized courses in Business English and TOEFL Preparation.

We also offer instruction in Spanish, French, Italian, German, Portuguese

All lessons are assisted by a personal tutor and user friendly state-of- the-art computer lab with the most comprehensive up-to-date software. Please call us for more information regarding our affordable packages in personal, group or corporate training.

Thursday May 22 -- Movies at the Village -- The large screen viewing of Far From Heaven will begin at 1pm in the Community Room.

Monday May 26 -- Memorial Day Ceremony -- The Key Biscayne American Legion, Post 374 will hold a Memorial Day Ceremony on the Village Green. The Chowder Chompers and the Color guard will participate in the ceremonial activities along with many other guests. The Ceremony will begin at 9am.

Wednesday May 28 -- Social Security Comes to the Village -- A bilingual Social Security Representative will assist residents in filing for retirement, survivor, and disability benefits. They will also be able to answer questions and provide information on other relevant issues.

Village of Key Biscayne
Community room at the Police/Administration Building
88 West McIntyre
305.365.8953

FAU Small Business Development Center Offers FREE Workshops at Miami Office Depot

Friday May 23-- Hurricane Season: What you Absolutely Need to Know to Protect your Business -- 4pm - 6pm. Taught by a panel of SBDC certified business analysts.

Friday May 30 -- Financiamento Para Su Pequena Empresa (Financing Your Small Business) -- 6 to 8 pm. Taught by SBDC certified business analyst Miguel Nieves. This class will be conducted in Spanish.

Monday June 2 -- Cyber Crime: How to Secure YOUR Small Business -- 6 pm to 8 pm. Taught by a panel of computer crime experts.

Saturday June 7 -- Venda! Ofrezca Soluciones a Sus Clientes (Sell! Provide Solutions for your Clients) -- 10 am to Noon. Taught by SBDC certified business analyst Ruby Ortiz. This class will be conducted in Spanish.

Friday, June 13, 2003 -- Join the Center for Corporate Training at Miami-Dade Community College for a FREE Breakfast Briefing -- 7:30am - 9:15am

Miami-Dade Community College (MDCC) and Development Dimensions International (DDI) both work with some of the most respected organizations to achieve superior business results by building engaged, high performing workforces. Today, we are introducing Development Dimensions International (DDI) to you to bring DDI's proven leadership, workforce, and customer service training to your organization.

DDI works with some of the world's most successful organizations to achieve superior business results by building engaged, high-performing workforces. With a focus on their needs, and a passion for their success, we help our clients select, develop, and retain talent-their most important resource-so they can achieve a true competitive advantage.

Please R.S.V.P. by contacting James Mitchell at 305-237-7525 or email jmitche2@mdcc.edu, by Monday, June 2nd. To learn more about this dynamic program, call DDI Certified Trainer - John Rice, Director of the Center for Corporate Training at 305-237-3063 or email jrice@mdcc.edu.

Free personal consultation for Key Biscayne residents!

Thinking about a Total Image Make-Over? Do you think models and movie stars wake up gorgeous? Of course not! They simply know the right products, tools and techniques! Skin Care, Wardrobe Planning, Anti-Aging, Cosmetics, Color Analysis, Make-Up Techniques, Relaxation & Stress Management, Health & Wellness Programs

Potentiality Training Group's Image and Lifestyle Consultants offer head to toe image services and lifestyle enhancement programs in the privacy of your own home or office. We proudly feature BeautiControl Skin Care products.

Like to help people look good and feel great? Career opportunities available.

Crandon Park Summer Camps -- June 16 - August 22

Tennis Camps (ages 5-15) -- Learn the fundamentals of tennis. -- 9 a.m.-12 p.m. or 9 a.m.-4 p.m. Crandon Park Tennis Center, 7300 Crandon Blvd. 305.365.2300

Junior Lifeguard Program (ages 9-17) Learn about the responsibilities of ocean lifeguards, sound aquatic skills, water hazards, and good sportsmanship. All participants will be required to pass a swimming test. First session: Tryout June 14, 10 a.m.-12 p.m.; June 16-July 12. Second session: Tryout July 19, 10 a.m.-12 p.m.; July 21-August 15 (Meets 10 a.m.- 2 p.m. on Mondays, Wednesdays, and Fridays). Crandon Park Beach Safety, 4000 Crandon Blvd., 305.361.7373

Beach-Ocean Awareness Program (ages 4-9) Children learn about the buddy system, ocean hazards, marine life identification, beach etiquette, and more in a free one-time event at the beach. All instruction done on dry land; participants do not enter the water. Tuesdays and Thursdays (one day session from 11 a.m.-1 p.m.). Crandon Park Beach Safety, 4000 Crandon Blvd., 305.361.7373

Many other wonderful Summer Camp Programs are available at the other Miami-Dade Parks. For a complete listing, please stop by our office and pick up a brochure or visit click here to visit their website: Miami-Dade Parks Summer Camps.

Marine Biology Camp -- Instructor Gerard Loisel offers hands on experience with marine life. Ages 8-14. Mon-Fri 9am to 1pm. $139 or $129 if paid one week prior to camp. June 16-20 and Aug. 18-22

Baseball/Softball Camp -- Rich Lupino Baseball & Softball summer camp is back. Ages 5 & up. July 7-11. 9am - 3pm. Cost is $150. Players should bring: bat, glove, cap, snack, drink, and lunch.

Flag Football Camp -- June 16-20. July 21-25. August 11-15. Cost is $100 per week. 9am-1pm. Ages 8 & up.

Pop Warner Tackle Football Registration -- May 27-31 -- This Fun youth league for boys and girls ages 6-12 will start practicing at the end of July. Players will be divided by weight category. Cost per child $215 Key Biscayne Residents/$235 Non-Residents; Returning players from the 20002 season $165.

Soccer Camp -- June 23-27, July 14-18, August 11-15. 9am to 12pm. Monday thru Friday. All ages. The cost is $95 per week.

Fishing Camp -- Fish in salt, fresh and brackish water while learning the tricks of the trade. Each session will end with a deep sea fishing trip aboard the Rewards fishing boat out of Miami Beach. Ages 8-14. Monday - Friday 9am to 4pm. Dates July 14-18 and July 21-25. The cost is $200 per week.

Key Biscayne Presbyterian Church Preschool 2003 Summer Camp -- June 23 to August 22 -- Mon-Fri 9am-2pm $135 per week or $250 for two-week sessions

Arts & Crafts, Indoor & Outdoor Games, Water Activities, Daily Music Class, Bible Instruction, Computers, Cooking, and Story Telling, Science & Nature

Key Biscayne Yacht Club - June 9 - August 15

2003 Summer Youth Sailing Program -- Sailing Systems Inc. and Key Biscayne Yacht Club are pleased to offer the 2003 Summer Youth Sailing Program to boys and girls ages 8 to 19. This years programs will consist of educational and exciting sailing courses designed for all levels of expertise , from those students beginning to learn and embrace the art of sailing, to those who are ready for competition. Programs Start June 9-Aug 15.

Fisher's Summer Playground at Key Biscayne Yacht Club -- Mr. Fisher's Summer Playground offers more than just fun. Children also learn what it is like to be competitive and part of a team. Teams A,B and C will battle it out in team competitions like the watermelon eating contest, pie throwing and tug-of-war. For more information or top register please call Call Fisher at 305.621.6087. Two-Week Sessions begin June 23.

Dive Into Fun! Summer Camp 2003 at Miami Seaquarium® -- June 16 through August 22 -- Ages 5-18

Fun filled days of education and conservation, daily animal interactions, shows, field and art activities, hot lunches, snacks and more await your child at Miami Seaquarium Summer Camp 2003. .

Curriculum for each grade level will revolve on a three-week schedule. Students will advance to the next level once they have completed the three-week curriculum appropriate for their age. One-week curriculum is also available. Enrollment for summer camp is now open.

"With hands on animal interactions, exhibits, interactive activities and an experienced team of educators, Summer Camp 2002 at Miami Seaquarium offers children a unique and memorable learning experience," commented Courtney Carroll, Education Manager at Miami Seaquarium.

Key Biscayne Summer Adventure Camps - June 9 - Aug 15 -- Activities include tennis, swimming, beach games, sand castles, team competition and weekly field trips. Two separate camps: Pee wee (ages 3-5) and Junior (Ages 5 and up). Daily $60, one-week $250, two-weeks $450.

Summer Tennis Camp - June 9 - Aug 15 -- No matter what your age or level, Tennis Camp has never been so much fun! Team award ceremony, Singles & Doubles & Team tournaments, Soccer, Basketball, Kayaking, Volleyball, Swimming.

Swim Kids Art & Swimming Camp - June 16 - August 15

Combine your childs love of art and crafts with their love of the outdoors and swimming. Ages 2-5. 9am - 12:30pm in the Roads 802 SW 24 Rd. 9am - 3:30pm on Key Biscayne.

Summer Fun & Montessori Lessons! June 16 - August 22 (two-week sessions)

Once again the Montessori Summer Camp will be offering fun for children ages 2.5 (fully potty trained) to 6, from 9am-1pm. There is a different focus each day, such as art, science, water play, and bicycle day. Outside groups come into the school once each session to entertain the children.

Art through Children's Literature Summer Program -- This Summer they are offering an exciting program of literature and art combined. During each session, the children will read five books that have won the Caldecott Award Medal.

Tennis Summer Camp at Arraya Tennis Academy 2003 -- June 9 - August 15

Play with Pablo Arraya Camp Director (2002 World Champion (vet's); 4 times National Champion; ATP Tour Professional) and Nicolas Pereira (World Champion Jr.; ATP Tour Professional; Wimbledon, US Open, French Open Champion). Two-week sessions. Adult Clinics Available.

Chiefs Seafood & Sushi Restaurant wants your opinion. They are taking a survey to see if you are interested in delivery. Please call 305.361.2499 if you are interested in this service.

Just wanted to let you know that the four major credit bureaus in the US will be allowed, starting July 1, to release your credit info, mailing addresses, phone numbers, etc., to anyone who requests it. If you would like to 'opt out' of this release of your info, you can call 1-888-5-OPTOUT (67.8688).

Once the message starts choose option #2 (even though option #1 refers to this E-mail) and then option #3 - Be sure to listen closely, the first option is only for a two-year period. Make sure you wait until they prompt for the third option, which opts you out forever.

You can verify this yourself at the Federal Trade Commission website. Scroll down the page to "Credit Bureaus".

Thank Our Troops -- More than 10.5 million people have signed Defend America's online Thank You Note to the men and women of the U.S. military. You can add your thanks by clicking here: http://www.defendamerica.mil/index.html

Picnic on Pelican Island -- Do you know about Pelican Island at Pelican Harbor? Pelican Island, just over 400 yards offshore from the Pelican Harbor Marina, is like a large private picnic pavilion. Two enormous "chickees," or open huts with specially thatched roofs can seat 100 people each at their built-in tables and benches. Eighteen barbecue grills are scattered over the 10-acre island, with 40 picnic tables and three smaller chickees. There are horseshoe pits and a sand volleyball court, and the entire site is planted with native vegetation and flowering plants. For more information call Pelican Island (305) 754-9330 or log on at http://www.co.miamidade.fl.us/parks/Parks/pelican_harbor.htm.

If you enjoy diving, check out Miami-Dade's artificial reef locator -- In order to protect our natural reefs from the stress of excessive human interaction while encouraging recreational fishing and sport diving in coastal waters, "artificial" reefs are created out of a wide array of objects ranging from steel hulled ships, to army tanks, to commercial aircraft, to specially designed reef "modules." On Miami-Dade's website, residents can search and map reefs, request reef news and feedback and check weather conditions for those weekend getaways! http://www.co.miami-dade.fl.us/derm/reefs/