Small Business Assistance Post Irma
A list of important contacts and resources to help with recovery from Hurricane Irma:
- Disaster Recovery Tool Kit
- IRS Tax Extension
- SBA Disaster Loans
- FEMA Disaster Assistance
- Insurance - Dealing with Damage
Disaster Recovery Tool Kit
The first step in any recovery process should be to download a business-oriented recovery guide. The MDBC, Small Business Development Center (SBDC) and Miami-Dade County have combined their knowledge to develop a one-stop Disaster Recovery tool kit for Florida businesses recovering from Irma.
IRS Providing Tax Extension
IRS is providing victims of Hurricane Irma an extension until Jan. 31 to file. This includes an additional filing extension for taxpayers with valid extensions that run out on Oct. 16, and businesses with extensions that run out on Sept. 15. The Tax Relief in disaster situations can be found at https://www.irs.gov/newsroom/tax-relief-in-disaster-situations
Small Business Administration - Disaster Loans
The SBA provides low-interest disaster loans to help small businesses, homeowners, and renters recovered from declared disasters. Check your eligibility: www.sba.gov/disaster-assistance/hurricane-irma Or call: 1-800-659-2955 (TTY: 1-800-877-8339)
FEMA - Disaster Assistance
The Federal Emergency Management Agency (FEMA) is encouraging individuals and families to be alert for false rumors, scams, identity theft, and fraud. For resources on how to protect yourself and your loves ones from disaster fraud, visit https://www.fema.gov/hurricane-irma-rumor-control.
Residents who sustained losses in the nine declared counties can apply for assistance by registering online at www.DisasterAssistance.gov. Residents who suffered damages from the storm may register now, and if their county is later included in the declaration, the application will be processed automatically.
If you rent or own a home but don’t have insurance, you may be eligible for disaster assistance through FEMA. Check your eligibility at the website above, or call 1-800-621-3362 (FEMA), or on the FEMA Mobile App. (TTY: 1-800-462—7585)
Insurance - Dealing with Damage from Hurricane Irma
Insurance Commissioner Altmaier issued an Emergency Order suspending and activating certain insurance rules and statutes for the health, safety, and welfare of Florida's policyholders. Among other provisions:
- The Order provides an additional 90 days to policyholders to supply information to their insurance company;
- Prohibits insurance companies from canceling or non-renewing policies covering residential properties damaged by the hurricane for at least 90 days;
- Freezes any and all efforts to increase rates on policyholders for 90 days.
Floridians affected by the storm must now begin the process of surveying damages to their property and belongings. If you need help finding a list of licensed insurance agents in Florida - http://www.myfloridacfo.com/Data/AAR_ALIS1/index.htm
A special website has been put together to help folks navigate this process. Please visit Hurricane Irma Insurance Resources website http://www.fldfs.com/division/Consumers/HurricaneIrma.htm or call the state Insurance Consumer Helpline at 1-877-693-5236